At Peoples Reserve we have a Bitcoin Powered Mortgage (BPM) line of products.

Self Repaying Mortgage (SRM)

There are TWO reasons why we call this product an SRM:

First, with Bitcoin posted as pristine collateral, the value growth of the collateral outpaces the burden of the debt. Over time, the performance of Bitcoin increases the collateral to loan value ratio which in turn decreases the interest rate of the mortgage. Therefore, the monthly mortgage payment decreases, saving the borrower a significant amount of dollars over the life of the loan.

Second, just like in the RWA Property Claim product, the claiming of the property in our ecosystem generates a Home Equity Contribution (HEC) earn rate, or a designated monthly cash flow from our RWA Funding Reserves. Your PRN loyalty level will establish just how rewarding the benefits are for your participation.

The higher your loyalty level the more the HEC directly reduces your monthly payment.

In other words, the HEC will help to self pay the debt!

What makes Peoples Reserve an innovator and first market mover?
NO PRICE-VOLATILITY LIQUIDATION RISK

Our adjustable interest rate model mitigates liquidation risk.

In the video below CJK describes how adjustable rates work, especially during liquidations events like we saw in 2020.